Garmin's New $99.99 Health Tracker Has No Monthly Fee

Garmin launched the Cirqa Smart Band on July 21, 2026: a health tracker with no screen, priced at $99.99 with no monthly fee. It monitors heart rate, blood oxygen, sleep apnea signs, stress, and menstrual cycles across 80+ activities. Competitors charge extra: Whoop costs $199/year, and Fitbit Air adds $99/year. Available now through Garmin's online store.