US Home-Loan Costs Pass 7% for First Time Since January 2025

US 30-year home-loan costs passed 7% for the first time since January 2025, Freddie Mac reported September 24, 2026. The rise followed the US central bank's quarter-point rate increase September 16 to 3.75%-4%, its first since 2023, as prices rose fast. Government debt rates hit a decades-high that day, while August sales of older homes fell to a 2026 low.