Garmin's $200 Cirqa: No Subscription — Until You Want AI Features

Garmin's $200 Cirqa band promises "no subscription required," and the base Garmin Connect app is free. But AI-generated insights, nutrition guidance, coaching, and live activity tracking sit behind a Connect+ paywall. The $150 Vivosmart and $100 Fitbit Air offer competing step, sleep, and heart-rate tracking without that upsell.