Community banks sue regulator over crypto money permissions

Community banks sued a federal bank regulator Oct. 2, 2026 over trust charters, special permission for crypto companies to hold people's money nationwide. Independent Community Bankers of America filed case 1:26-cv-03441 against the Office of the Comptroller of the Currency, per its published complaint. For savers, this decides what federal safety checks apply if a crypto company holds their cash.