$25,000 Donation Erases $2 Million in Medical Debt Through Secondary Market Arbitrage

Trinity Moravian Church in Winston-Salem, North Carolina raised $25,000 in its winter campaign and converted it into $2 million in medical debt forgiveness through RIP Medical Debt, an organization that acquires distressed accounts on the secondary market at steep discounts. The 80-to-1 leverage ratio substantially outperforms conventional charitable giving. The model is replicable by any organization with fundraising capacity, requiring no proprietary infrastructure.