AI helpers could pull cash from low-rate bank accounts

Apollo chief economist Torsten Slok warned AI agents could automatically move household cash from low-interest checking to higher-paying accounts, CoinDesk reported Sept. 28. Yahoo Finance reported Sept. 26 that less idle cash would shrink banks' cheap funding margin — the gap they earn from low-cost deposits. I'm watching funding costs: faster outflows could dent profits and push up loan rates.