Apollo warns AI assistants could automate deposit flight

Apollo warned Sept. 27, 2026 in Daily Spark 'Is an Agentic Bank Run Coming?' that AI assistants like Muse could automatically shift household deposits to accounts paying 3.3% to 5.0%, versus 0.1% national average, Apollo says. In my view, habit is the near-term brake — people keep cash ready for bills, not for extra interest.