What a 5.56% Government Loan Rate on Sept. 28 Means for You

5.56% was the rate on 30-year U.S. government loans on September 28, 2026, according to FRED's DGS30 data. Think of yield as yearly payout for holding the loan to the end. In my view, that high rate pushes up mortgages and strains pensions, making borrowing harder without the Fed acting.