U.S. Borrowing Rate Hits 5.13%, Highest in 19 Years

U.S. government 10-year borrowing costs hit 5.13% on September 23, 2026, up 0.17 point, CNN and the Wall Street Journal reported, the first time above 5.1% in 19 years. Like a floor for lending, higher rates usually mean pricier mortgages and loans but better pay for new savers.