Trump Accounts: 75% of Children Haven't Claimed the $1,000 Seed Gift

Of 4 million children enrolled in Trump Accounts since July 2026, only 1 million claimed the federal $1,000 opening deposit. At a 6% annual return, that $1,000 compounds to $2,850 over 18 years. But the 25% claim rate exposes either awareness gaps or friction in activation. Real wealth building depends on closing that gap—the program works only for accounts actually used.