Loneliness and Retirement: Why Better Data Matters to Your Finances

Social isolation cuts labor participation, raises healthcare costs, and quickens cognitive decline—factors insurers and actuaries use to price longevity risk. Four congressional bills since December 2023 address loneliness; Reps. Flood and Bera's February 2025 measurement proposal could give finance professionals the data needed to more accurately model aging-workforce productivity and insurance pricing.