Why loans may stay pricey and savings pay more

Borrowing looks set to stay expensive. Gargi Pal Chaudhuri, strategy chief at BlackRock iShares, said in early September 2026 investors should get used to higher long-term rates. That means mortgages and loans stay pricey, though savings pay more. I think the bigger question is how long you lock money up, not when the next small rate cut comes.