National's solar loan transfers debt to property, not borrower

The National Party's Home Energy Fund lets homeowners borrow at subsidised rates for solar panels and batteries, with the loan secured against their property rather than their personal credit. This structure transfers repayment liability to whoever buys the property, removing a barrier that stops households planning to sell within years from investing in solar. The fund is part of a broader package including planning simplifications and one-year consents for renewable projects.